Buildings Insurance for Thatched property in EU?

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visitslovenija
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Buildings Insurance for Thatched property in EU?

Post by visitslovenija »

Hi all,

May I ask if anyone has a thatched property in Euroland and, if so, who do you use for buildings insurance?

We have a thatched cottage in Ireland and have found it very difficult to get cover. There is just one company in the ROI who will entertain it and their premiums are stratospheric.

So I am trying to find new companies who operate in this market. I'm assuming the blessed Brexit means UK companies can not offer cover in the EU, but might be wrong..... But other EU countries are worth checking.

Any suggestions much appreciated.

Thanks,
Ralph
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visitslovenija
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Post by visitslovenija »

..and by the way, Intasure declined to offer.

So no luck there either.
zebedee
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Post by zebedee »

If no one can recommend a company, try some brokers - they may be able to find you a company who will offer cover. Sorry I can’t help more.
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visitslovenija
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Post by visitslovenija »

Thanks zebedee....

There seems to be no other options available within the ROI, which is why I was hoping another Hatter would be able to let me know of either an insurer or a broker elesewhere who already offers thatched property insurance..... (preferrably within the EU).
RichardHenshall
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Post by RichardHenshall »

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CSE
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Post by CSE »

I get a feeling that the issue may be that it is a holiday home with a thatch.
Never try to out-stubborn your guests.
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visitslovenija
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Post by visitslovenija »

Hi Richard,
Thanks for the suggestions.

From the list;
No. 1 : No longer offers policies in the ROI
No. 2 : This is the one company here that does offer - at very high rates
No.3 : Tried them, not interested
No. 4: Yes, have read that.....
No. 5: Don't think I've tried them yet, so will give it a go.

I do feel though that I need a company outise the ROI who is prepared to offer, as it sure looks like the market has been stiched up to allow OBF to rule the roost.

Sigh
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visitslovenija
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Post by visitslovenija »

CSE -

I am living in the house now, so problem not related to holiday letting.

It's all very frustarting.
Jonathan
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Re: Buildings Insurance for Thatched property in EU?

Post by Jonathan »

[quote="visitslovenija"]Hi all,

May I ask if anyone has a thatched property in Euroland and, if so, who do you use for buildings insurance?

We have a thatched cottage in Ireland and have found it very difficult to get cover. There is just one company in the ROI who will entertain it and their premiums are stratospheric.

So I am trying to find new companies who operate in this market. I'm assuming the blessed Brexit means UK companies can not offer cover in the EU, but might be wrong..... But other EU countries are worth checking.

Any suggestions much appreciated.


When we had a thatched cottage many years ago the CGA were the best. I don't know if they cover Ireland but you can find out more from:

https://www.thecga.co.uk/pages/thatch-i ... pecialists


Jonathan
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visitslovenija
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Post by visitslovenija »

Hi Jonathan,
Thanks a lot for the tip.

Unfortuantelaay, no companies based in the UK (including thecga) have been able to offer.

Plus a few I have tried in the Netherlands. So much for open access within the EU.....

Ralph
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CSE
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Post by CSE »

Insurances do not "export" Laws in one country are not compatible with the insurance contract in another.
There is a half hearted attempt at revising this situation.
Read these two links. https://ec.europa.eu/info/business-econ ... t-rules_en
The issue with the EU website is that there is no date on the information. So trying to find out more on "Europe 2020" I discovered this.
https://www.bipar.eu/en/page/european-i ... ntract-law
The study failed at the tender stage and went no further.
https://www.bipar.eu/en/page/european-i ... ntract-law
Never try to out-stubborn your guests.
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