Mortgage issues

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Joined: Thu Mar 03, 2016 9:15 pm
Location: Cornwall

Mortgage issues

Post by nicknsally »

Hi - I wonder if anyone has any advice on our mortgage problem.

We have a residential property with an outbuilding which we are in the process of converting to a holiday let. We own the whole property outright, no existing mortgage, but we need to borrow some money to complete the work. It is a small amount in relation to the value of the property (LTV is about 10%). We have been through two brokers now, both of which recommended lenders who in the end refused the loan because of the holiday let.

We'd be grateful for any suggestions.


Nick and Sally
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Joined: Wed Apr 07, 2021 11:02 am

Post by warby002 »

I know this post is old but can you put the holiday let on a separate title?
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Joined: Thu Jul 06, 2017 2:08 pm
Location: Kirchberg in tirol

Post by jafa »

Try Handelsbanken theyll do it.
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